IMPORTANT DISCLOSURES

The grown-up fine print.

Money With Des is designed first as a financial- and credit-education experience. Product-specific, advisory, credit-repair and debt-relief activity must remain behind the licensing, registration and firm-compliance rules that apply to the actual service being provided.

Educational content

Content is general education and does not constitute individualized investment, insurance, credit-repair, debt-relief, tax, accounting or legal advice; an offer to sell; or a solicitation to buy a security or financial product.

Credit Clarity

Public Credit Clarity content is educational. It does not promise score increases, deletion of accurate negative information, new credit identities, tradelines or guaranteed lending outcomes. Genuine credit-report errors may be challenged through lawful consumer-dispute processes.

California credit-repair / consumer-financial-services requirements

California and federal law impose registration, contract, disclosure, advertising and fee restrictions on businesses that fall within regulated credit-repair or related consumer-financial-services definitions. Money With Des will not launch regulated credit-repair or debt-relief services until the applicable requirements and any outside-business/compliance approvals are confirmed.

Licensing and jurisdiction

Where regulated products or services are discussed privately, they may only be offered by appropriately licensed, registered or approved persons and only in jurisdictions where they are authorized to do so.

No sensitive data or transactions through this site

Do not send securities trade instructions, deposits, withdrawals, transfers, policy changes, account instructions, Social Security numbers, full credit reports, credit-card numbers or account passwords through this site.

Firm-specific language

Before public launch, replace or supplement this section with all company-approved representative identification, affiliation, licensing, state, privacy, securities, insurance, credit-services and advertising disclosures required for the actual role and services offered.